Our services
Clear guidance and practical support to help you understand your options and make informed decisions at your own pace.
OUR SERVICES
Financial Guidance Built on Education, Not Pressure
At Horizon Guidance 360 & Associates, our services are designed to help you understand your options clearly before making financial decisions.
Financial Guidance & Clarity Sessions
Income and cash flow review
financial and obligation analysis
Protection and coverage review
Long-term goal alignment
Life Insurance Solutions (Education First)
Participating Whole Life Insurance
Financial-Free Life strategies using Whole Life
Indexed Universal Life (IUL)
Term Life Insurance
Final Expense Coverage
Financial Freedom Strategy/ Infinite Banking
Financial freedom strategically
Reduce interest loss over time
Build accessible cash reserves
Create personal or family banking systems
Tax Preparation & Bookkeeping Services
Individual tax preparation
Small business tax preparation
Self-employed & 1099 support
Income and cash flow review
Bookkeeping and financial organization
Education & Digital Resources
E-books and financial guides
Online courses
Workbooks and planners
Community Membership
Membership-based education and support
Retirement
Review existing retirement accounts (401(k)s, IRAs, pensions, annuities)
Understand how much income their current plan can realistically produce
Identify risks like market loss, taxes, and longevity
Create a strategy that supports income, flexibility, and protection
Estate Planning
We help you put legal and financial instructions in place.
We educate you on the differences between wills, living trusts, and irrevocable trusts. What they do, what they don’t do.
We help you prepare for “what if you’re still living but can’t make decisions (incapacitated)
We educate you on strategies that can help your family avoid probate.
We help you think through guardianship for minors, protection for blended families, and instructions for loved ones, not just assets.
Who Our Services Are For
Our services are a good fit if you:
Want to understand your money before making decisions
Are tired of being sold to instead of guided
Value education, clarity, and transparency
Want long-term strategy not quick fixes
Ready to Get Clear?
If you’re tired of being sold to and want guidance you can trust, let’s talk through your situation and determine what actually makes sense for you.
Horizon Guidance 360
& Associates
Guidance First Financial Education & Strategy
Life Insurance •
Financial Freedom Strategy
• Retirement • Family Banking • Tax & Bookkeeping • Financial Education • Estate Planning
Email: [email protected]
Phone: 346-213-2559
Services
Financial Freedom Strategy
Business Formation
estate Planning
Financial Guidance
Life Insurance
Retirement Planning
Tax Preparation & Bookkeeping
Business hours
monday: 9am - 6pm
tuesday: 9am - 6pm
wednesday: 9am - 6pm
thursday: 9am - 6pm
friday: 9am - 3pm
Saturday 10am- 2pm
Copyright 2026. Horizon Guidance 360 & Associates LLC. All rights reserved.
