Guidance First.

Education Always.

I help individuals, families, and business owners understand how money works before making financial decisions so nothing is rushed, misunderstood, or done out of fear.

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WHO I AM

Hi, I’m Helen

The Insurance Queen

Helen Hilton-Jones, known as “The Insurance Queen,” is the founder of Horizon Guidance 360 & Associates LLC(HG360) and a financial strategist dedicated to helping families and business owners build, protect, and grow wealth.

With nearly a decade of experience in the financial services industry, Helen specializes in strategies that combine protection, financial freedom, and long-term wealth building. Her approach focuses on educating clients about how money truly works and helping them design financial strategies that create stability today and legacy tomorrow.

Through the HG360 Wealth Strategy System, Helen and Agents helps clients gain financial clarity by analyzing their cash flow, financial structure, insurance coverage, tax efficiency, and wealth-building opportunities. Her goal is to help individuals and entrepreneurs create a clear roadmap toward financial independence and generational wealth.

Helen is passionate about empowering families through financial literacy, strategic planning, and smarter use of financial tools such as life insurance, infinite banking strategies, and retirement planning solutions.

When working with Helen and Agents, clients receives more than advice; they gain a structured strategy designed to help them take control of their financial future.

All financial decisions begin with education and strategy never pressure.

What we do

Helping You Make Sense of Your Money

Most people don’t struggle because they’re irresponsible. They struggle because no one ever taught them how money works.

We help you:

  • Understand your financial picture

  • Protect your income and family

  • Financial Freedom Strategy

  • Build long-term stability

All decisions start with education not pressure

HOW WE SUPPORT YOU

Financial Guidance

& Strategy

We review your real situation income, expenses, financial freedom, goals, taxes, retirement and protection so decisions are intentional, not reactive.

Life Insurance

Life insurance should make sense. When structured correctly, it can protect your family and support your financial strategy.

Debt Payoff Strategy

Financial Freedom builds quietly through interest and lack of education.

Estate Planning

Estate planning ensures your assets, wishes, and family are protected during life and after death.

Personal & Business Taxes

We don’t just file forms we help you understand your numbers.

Retirement

Retirement isn’t just about stopping work it’s about making sure your income lasts and your options are clear.

Education & Digital Resources

Education doesn’t stop after one conversation.

What We Do

Your Education Starts Here

Everything we offer begins with understanding. Our resources are designed to help you learn at your own pace, build confidence, and make informed decisions before moving forward with anything else.

Final Expense Guide (Free Digital Book)

A simple, organized system to document your personal, financial, and final wishes so your loved ones aren’t left guessing.

Life Insurance 101 Companion Workbook

This workbook is your foundation. It breaks down life insurance in clear, easy-to-understand language and helps you follow along as you learn.

Wealth Builder Digital Planner

This planner shows you how to take control of your money, stay consistent with your finances, and build a system that turns your income into real wealth.

Debt Elimination Blueprint

This blueprint shows you how to eliminate debt while keeping control of your money, so you stop losing to interest and start building a system that works for you.

BLOG POST

HG360 Living Wealth

Learn How to Protect Your Income, Pay Off Debt Smarter, Build Private Wealth, and Create a Legacy That Lasts

Most Families Are Not Broke Because They Do Not Work Hard

Most Families Are Not Broke Because They Do Not Work Hard

This HG360 blog image introduces the concept of Infinite Banking as a path toward greater financial control. The graphic contrasts dependence on banks, credit cards, mortgage companies, and outside le... ...more

Infinite Banking

June 02, 202615 min read

Stop Financing Your Life Through Banks

Stop Financing Your Life Through Banks

Stop financing your life through banks. Learn how the Infinite Banking concept may help disciplined families build their own private source of capital using properly designed cash value life insurance... ...more

Infinite Banking

May 29, 202617 min read

testimonial

what our client say about us

Real words from real people who wanted clarity, not pressure and finally felt confident about their financial decisions.

Our Location

Why HG360 Is Different

Online platforms file paperwork. We build financial systems. HG360 integrates:

Get Started

Ready to Get Clear?

If you’re tired of being sold to and want guidance you can trust, let’s talk through your situation and determine what actually makes sense for you.

Horizon Guidance 360

& Associates LLC

Guidance First Financial Education & Strategy

Life Insurance •

Financial Freedom Strategy

• Retirement • Family Banking • Tax Preparation • Financial Education • Estate Planning

  • Phone: 346-601-4999

Business hours

monday: 9am - 6pm

tuesday: 9am - 6pm

wednesday: 9am - 6pm

thursday: 9am - 6pm

friday: 9am - 3pm

Saturday 10am- 2pm

Copyright 2026. Horizon Guidance 360 & Associates LLC. All rights reserved.