I help individuals, families, and business owners understand how money works before making financial decisions so nothing is rushed, misunderstood, or done out of fear.
Helen Hilton-Jones, known as “The Insurance Queen,” is the founder of Horizon Guidance 360 & Associates LLC(HG360) and a financial strategist dedicated to helping families and business owners build, protect, and grow wealth.
With nearly a decade of experience in the financial services industry, Helen specializes in strategies that combine protection, financial freedom, and long-term wealth building. Her approach focuses on educating clients about how money truly works and helping them design financial strategies that create stability today and legacy tomorrow.
Through the HG360 Wealth Strategy System, Helen and Agents helps clients gain financial clarity by analyzing their cash flow, financial structure, insurance coverage, tax efficiency, and wealth-building opportunities. Her goal is to help individuals and entrepreneurs create a clear roadmap toward financial independence and generational wealth.
Helen is passionate about empowering families through financial literacy, strategic planning, and smarter use of financial tools such as life insurance, infinite banking strategies, and retirement planning solutions.
When working with Helen and Agents, clients receives more than advice; they gain a structured strategy designed to help them take control of their financial future.
All financial decisions begin with education and strategy never pressure.
Most people don’t struggle because they’re irresponsible. They struggle because no one ever taught them how money works.
We help you:
Understand your financial picture
Protect your income and family
Financial Freedom Strategy
Build long-term stability
All decisions start with education not pressure


Life insurance should make sense. When structured correctly, it can protect your family and support your financial strategy.

Financial Freedom builds quietly through interest and lack of education.

Estate planning ensures your assets, wishes, and family are protected during life and after death.

We don’t just file forms we help you understand your numbers.

Retirement isn’t just about stopping work it’s about making sure your income lasts and your options are clear.

Education doesn’t stop after one conversation.
Everything we offer begins with understanding. Our resources are designed to help you learn at your own pace, build confidence, and make informed decisions before moving forward with anything else.
A simple, organized system to document your personal, financial, and final wishes so your loved ones aren’t left guessing.
This workbook is your foundation. It breaks down life insurance in clear, easy-to-understand language and helps you follow along as you learn.
This planner shows you how to take control of your money, stay consistent with your finances, and build a system that turns your income into real wealth.
This blueprint shows you how to eliminate debt while keeping control of your money, so you stop losing to interest and start building a system that works for you.

This HG360 blog image introduces the concept of Infinite Banking as a path toward greater financial control. The graphic contrasts dependence on banks, credit cards, mortgage companies, and outside le... ...more
Infinite Banking
June 02, 2026•15 min read

Stop financing your life through banks. Learn how the Infinite Banking concept may help disciplined families build their own private source of capital using properly designed cash value life insurance... ...more
Infinite Banking
May 29, 2026•17 min read
Real words from real people who wanted clarity, not pressure and finally felt confident about their financial decisions.
Online platforms file paperwork. We build financial systems. HG360 integrates:

If you’re tired of being sold to and want guidance you can trust, let’s talk through your situation and determine what actually makes sense for you.
Guidance First Financial Education & Strategy
Life Insurance •
Financial Freedom Strategy
• Retirement • Family Banking • Tax Preparation • Financial Education • Estate Planning
Email: [email protected]
Phone: 346-601-4999
monday: 9am - 6pm
tuesday: 9am - 6pm
wednesday: 9am - 6pm
thursday: 9am - 6pm
friday: 9am - 3pm
Saturday 10am- 2pm
Copyright 2026. Horizon Guidance 360 & Associates LLC. All rights reserved.